969 Plantation Rd, Key Largo FL 33037, KEY LARGO, FL, 33037
Active294 days on marketListed Oct 23, 2025MLS #A11901539
About this home
969 Plantation Rd, Key Largo FL 33037
Spacious 4-bedroom, 1-bath mobile home on a large lot with endless potential. This property offers plenty of room for outdoor living, storage, or expansion. The home is perfect for those looking to renovate and make it their own, or tear down and build a new home tailored to your vision. Located in a quiet area with easy access to shopping, dining, and local attractions. Great opportunity for investors, builders, or anyone looking for a property with strong potential and value.
Facts & features
The home at a glance
4
Bedrooms
1
Bathrooms
1,344
Sqft
1985
Year built
$289
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,872 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,872/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Key Largo actives
$289 vs $727
Days on market
294 vs 71 typical
Where $289/sqft sits among the 110 Key Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Key Largo
Get to know Key Largo. See the full Key Largo guide →
KEY LARGO 33037 — neighborhood snapshot
Population
13,674
Median age
54.2
Median income
$80,911
Median home value
$660,700
Avg household
2.34
Households w/ children
999
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Key Largo market
$1.1M → $910K
Key Largo median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
10 of 110
Key Largo actives have cut their price
Median sold price, Key Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% below the KEY LARGO 33037 median. See the full Key Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 969 Plantation Rd
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$1,100,000
338 Windley Rd, Key Largo FL 33037 · same community
3 bd · 2 ba · 1,248 sqft · $881/sqft · 486 DOM
Sold · Jun ’26$995,000
949 PLANTATION ROAD, Key Largo FL 33037 · same community
4 bd · 3 ba · 1,502 sqft · $662/sqft · 26 DOM
Sold · Feb ’26$1,100,000
415 Big Pine Rd, Key Largo FL 33037 · same community
3 bd · 2 ba · 1,536 sqft · $716/sqft · 187 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 969 Plantation Rd — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 969 Plantation Rd — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
969 Plantation Rd FAQs
What would the monthly payment be for 969 Plantation Rd, Key Largo FL 33037?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,872/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 969 Plantation Rd, Key Largo FL 33037?+
The most recent tax bill on record (2024) was $3,002. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 969 Plantation Rd, Key Largo FL 33037?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Key Largo?+
At $389,000, this home is listed about 56% below the Key Largo median of $877,000. The market section on this page shows how the area is trending.
Which schools are assigned to 969 Plantation Rd, Key Largo FL 33037?+
Coral Shores High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the KEY LARGO 33037 market on paper
$389,000 is 44% below the KEY LARGO 33037 median of $695,000, and at $289/sqft it sits under the Key Largo average of $868.
02None views
The none view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
294 days on market against a Key Largo median of 71 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of Coldwell Banker Schmitt R.E. · Shanti Cope. MLS #A11901539.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Key Largo homes, in your inbox
Like 969 Plantation Rd, Key Largo FL 33037 but not quite? A daily digest of every new listing in Key Largo — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →