, JENSEN BEACH, FL, 34957
Active274 days on marketListed Oct 21, 2025MLS #A11899771
About this home
Enjoy this beautiful 2 bedroom 2 bathroom waterfront property with a covered patio. This unit is well maintained and displays all the features of a modern space; stainless steel appliance, fixtures and fittings. The property offers great amenities: 2 pools, tennis courts. fitness center, games room and more.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,017
Sqft
1982
Year built
$392
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,981 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,981/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.8%
$/sqft vs Jensen Beach actives
$392 vs $337
Days on market
274 vs 54 typical
Where $392/sqft sits among the 171 Jensen Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oceana South
Get to know Jensen Beach. See the full Jensen Beach guide →
Oceana South — neighborhood snapshot
Population
1,932
Median age
72
Median income
$70,536
Median home value
$448,200
Avg household
2
Households w/ children
23%
For the school run
St. Lucie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Jensen Beach market
$540K → $595K
Jensen Beach median sold, yr/yr
12 of 171
Jensen Beach actives have cut their price
Median sold price, Jensen Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 51% above the JENSEN BEACH 34957 median. See the full Jensen Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$390,000
10310 S Ocean Drive # 307, Jensen Beach FL 34957
2 bd · 2 ba · 1,021 sqft · $382/sqft · 90 DOM
Sold · Jan ’26$360,000
9940 S Ocean Dr # 202, Jensen Beach FL 34957
2 bd · 2 ba · 1,023 sqft · $352/sqft · 121 DOM
Sold · Sep ’25$405,000
10152 S Ocean Dr # 618, Jensen Beach FL 34957
2 bd · 2 ba · 1,053 sqft · $385/sqft · 40 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
FAQs
What would the monthly payment be for ?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,981/mo — principal and interest, the actual property-tax bill, the $884/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at ?+
The association fee works out to $884 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on ?+
The most recent tax bill on record (2024) was $4,934. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at ?+
The listing reports pets: Maximum 20 Lbs. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Jensen Beach?+
At $399,000, this home is listed about 52% below the Jensen Beach median of $837,450. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Mariposa Elementary School (elementary), Village Green Environmental Studies School (elementary), Morningside Elementary School (elementary), Southport Middle School (middle), Savanna Ridge Elementary School (elementary), Northport K-8 School (elementary), Treasure Coast High School (high) — St. Lucie County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$399,000 runs 51% above the JENSEN BEACH 34957 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $884/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
274 days on market against a Jensen Beach median of 54 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Mariposa Elementary School, Village Green Environmental Studies School, Morningside Elementary School, Southport Middle School, Savanna Ridge Elementary School, Northport K-8 School, Treasure Coast High School — Morningside Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LoKation · Michael Martin. MLS #A11899771.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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