4960 Surfside Circle, Bradenton FL 34211, BRADENTON, FL, 34211
Active300 days on marketListed Oct 8, 2025MLS #A11892221
About this home
4960 Surfside Circle, Bradenton FL 34211
This single-story 3 bedroom floorplan stands out for its spacious open gathering spaces perfectly crafted for entertaining guests and relaxed everyday living. The island kitchen coming standard with GE stainless steel appliances, tons of cabinets, and ample countertop space, will delight entertainers and chefs alike. The kitchen overlooks a bright and welcoming dining and great room appointed with large windows and sliding glass doors leading out to a large covered lanai where you and your guests can enjoy the beautiful Florida weather. Large mater suite including oversized shower and massive walk in custom closet. Two secondary bedrooms located in proposing corners or the home, provide privacy and comfort to you and your guests including their own full bathrooms. Gated 55+ community.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,368
Sqft
3
Garage
2022
Year built
$378
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,629 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,629/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bradenton actives
$378 vs $249
Days on market
300 vs 55 typical
Where $378/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34211 — neighborhood snapshot
Population
20,786
Median age
48.5
Median income
$118,565
Median home value
$601,300
Avg household
2.65
Households w/ children
1,934
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
200 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 119% above the BRADENTON 34211 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 4960 Surfside Circle
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$675,000
17120 CRESSWIND TERRACE · same community
3 bd · 3 ba · 2,318 sqft · $291/sqft · 216 DOM
Sold · Mar ’26$1,310,000
6016 NICKLAUS COVE
4 bd · 2.5 ba · 2,359 sqft · $555/sqft · 5 DOM
Sold · Jun ’26$1,325,000
5817 MULLIGAN WAY
3 bd · 3 ba · 2,427 sqft · $546/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4960 Surfside Circle — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4960 Surfside Circle — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4960 Surfside Circle FAQs
What would the monthly payment be for 4960 Surfside Circle, Bradenton FL 34211?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,629/mo — principal and interest, the actual property-tax bill, the $433/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4960 Surfside Circle, Bradenton FL 34211?+
The association fee works out to $433 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4960 Surfside Circle, Bradenton FL 34211?+
The most recent tax bill on record (2024) was $10,449. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4960 Surfside Circle, Bradenton FL 34211?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $895,000, this home is listed about 130% above the Bradenton median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4960 Surfside Circle, Bradenton FL 34211?+
Dr Mona Jain Middle School (middle), B.D. Gullett Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$895,000 runs 119% above the BRADENTON 34211 median — but at 2,368 sqft it's also 52% larger than the typical Bradenton listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
300 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Dr Mona Jain Middle School, B.D. Gullett Elementary School, Lakewood Ranch High School — Dr Mona Jain Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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