1032 Snapper Ln, Key Largo FL 33037, KEY LARGO, FL, 33037
Active307 days on marketListed Oct 2, 2025MLS #A11890436
About this home
1032 Snapper Ln, Key Largo FL 33037
This is your chance to own a buildable lot in key largo ocean side This lot must be purchased along with an adjacent 'back to back' lot Both The other lot address is 933 lobster ln Creating an amazing opportunity to build your dream home in one of the most sought after neighborhoods in key largo Possible Owner financing available
Facts & features
The home at a glance
0.15 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,870 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,870/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Key Largo
Get to know Key Largo. See the full Key Largo guide →
KEY LARGO 33037 — neighborhood snapshot
Population
13,674
Median age
54.2
Median income
$80,911
Median home value
$660,700
Avg household
2.34
Households w/ children
999
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Key Largo market
$1.1M → $910K
Key Largo median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
Median sold price, Key Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 64% below the KEY LARGO 33037 median. See the full Key Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 1032 Snapper Ln
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$770,000
94825 Overseas Hwy 220, Key Largo FL 33037
3 bd · 3 ba · 365 DOM
Sold · Jan ’26$1,100,000
94825 Overseas Hwy #94, Key Largo FL 33037
3 bd · 3 ba · 329 DOM
Sold · Oct ’25$715,000
306 Little Miss Muffett, Key Largo FL 33037
2 bd · 2 ba · 74 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1032 Snapper Ln — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1032 Snapper Ln — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1032 Snapper Ln FAQs
What would the monthly payment be for 1032 Snapper Ln, Key Largo FL 33037?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,870/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1032 Snapper Ln, Key Largo FL 33037?+
The most recent tax bill on record (2024) was $1,529. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Key Largo?+
At $250,000, this home is listed about 71% below the Key Largo median of $877,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1032 Snapper Ln, Key Largo FL 33037?+
Coral Shores High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the KEY LARGO 33037 market on paper
$250,000 is 64% below the KEY LARGO 33037 median of $695,000.
02Other Water View views
The other water view view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
307 days on market against a Key Largo median of 71 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX All Keys Real Estate · Ernesto Echauri. MLS #A11890436.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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