3501 S Atlantic Avenue # 602, Ormond Beach FL 32118, ORMOND BEACH, FL, 32118
Active324 days on marketListed Sep 3, 2025MLS #A11871585
About this home
3501 S Atlantic Avenue # 602, Ormond Beach FL 32118
Best deal at Pirates Cove! Great studio on the beach with beautiful views of the ocean and city. Building restoration assessment has been completely paid by the seller. Short term rentals allowed. Great for AirBnB & VRBO! Maintenance fee includes Electric, Water, Wifi, Cable, Pest Control and Building insurance. Close to the Pier and all local events, including NASCAR!
Facts & features
The home at a glance
0
Bedrooms
1
Bathrooms
1
Garage
1973
Year built
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,661 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,661/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ormond Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ormond Beach. See the full Ormond Beach guide →
ORMOND BEACH 32118 — neighborhood snapshot
Population
18,075
Median age
59.4
Median income
$60,418
Median home value
$339,500
Avg household
1.83
Households w/ children
976
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 70% below the ORMOND BEACH 32118 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3501 S Atlantic Avenue # 602
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$54,000
3600 S PENINSULA DRIVE UNIT 8A
0 bd · 1 ba · 260 sqft · $208/sqft · 16 DOM
Sold · Apr ’26$125,000
3727 S ATLANTIC AVENUE UNIT 4160
1 bd · 1 ba · 315 sqft · $397/sqft · 570 DOM
Sold · Jan ’26$129,900
3501 S ATLANTIC AVENUE UNIT 3140
1 bd · 1 ba · 385 sqft · $337/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3501 S Atlantic Avenue # 602 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3501 S Atlantic Avenue # 602 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3501 S Atlantic Avenue # 602 FAQs
What would the monthly payment be for 3501 S Atlantic Avenue # 602, Ormond Beach FL 32118?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,661/mo — principal and interest, the actual property-tax bill, the $800/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3501 S Atlantic Avenue # 602, Ormond Beach FL 32118?+
The association fee works out to $800 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3501 S Atlantic Avenue # 602, Ormond Beach FL 32118?+
The most recent tax bill on record (2024) was $1,576. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3501 S Atlantic Avenue # 602, Ormond Beach FL 32118?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $90,000, this home is listed about 79% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 3501 S Atlantic Avenue # 602, Ormond Beach FL 32118?+
R. J. Longstreet Elementary School (elementary), Atlantic High School (high), Silver Sands Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ORMOND BEACH 32118 market on paper
$90,000 is 70% below the ORMOND BEACH 32118 median of $299,900.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $800/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
324 days on market against a Ormond Beach median of 41 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX United Realty · Jorge Vazquez. MLS #A11871585.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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