David Ramirez
$9,400,0003 bd5.5 ba3,322 sqft$2,830 /sqft$54,407 /mo all-in ↓

, SUNNY ISLES BEACH, FL, 33160

Active338 days on marketListed Aug 19, 2025MLS #A11861961

New constructionWaterfrontPrivate poolCondominiumSt Regis Residences Sunny

About this home

St Regis Residence Sunny Isles Beach - North Tower Collection. Introducing Residence #2091, a NE Corner 3Beds + Den + 5.5 Baths with approx. 60- feet of oceanfront terrace. Delivered fully furnished with indoor/outdoor flooring. Italian kitchen by Molteni&C Dada with Gaggenau appliances, closets by Omare in all secondary bedrooms and travertine marble primary bathroom. Spacious utility and laundry room with full bathroom , washer/dryer and sink. Ideally situated on 435 linear feet of oceanfront and nearly 5 acres, this pre-construction project will offer a Beach Club with over 70,000 SF of amenities several pools, multiple dining and entertainment areas, and this signature St. Regis Butler service.

Facts & features

The home at a glance

3

Bedrooms

5.5

Bathrooms

3,322

Sqft

2

Garage

2029

Year built

$2,830

Per sqft

Private poolWaterfrontOcean View view

Inside

FlooringOther
AppliancesDishwasher · Dryer · Electric Range · Refrigerator · Self Cleaning Oven · Wall Oven · Washer
InteriorCloset Cabinetry · Entrance Foyer · Pantry · Den/Library/Office · Utility Room/Laundry
LaundryUtility Room/Laundry
CoolingCentral Air
HeatingCentral

Outside & construction

ViewOcean View
Parking2 Or More Spaces
ExteriorOpen Balcony

Community & fees

Taxes (2025)$0/yr
PetsRestrictions Or Possible Restrictions

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$54,407 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$50,722
PMI (est., until 20% equity)$3,525
Property tax — 2025 actual bill$0
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $940,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $940,000
Interest rate6.00%
Loan term

Estimated payment

$63,024/mo

Principal & interest$50,722
PMI (est., until 20% equity)$3,525
Est. property taxes$8,617
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Sunny Isles Beach

Map of

Get to know Sunny Isles Beach. See the full Sunny Isles Beach guide →

SUNNY ISLES BEACH 33160 — neighborhood snapshot

Population

43,225

Median age

48.8

Median income

$62,413

Median home value

$360,200

Avg household

2.15

Households w/ children

3,927

For the school run

Dade County School District

ElementaryNorman S. Edelcup/Sunny Isles Beach K-8★★★★
HighAlonzo & Tracy Mourning Senior High School★★★★★
MiddleHighland Oaks Middle School★★★★★
District Instructional Center (Dic)
Instructional Center System Wide
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sunny Isles Beach market

$425K$340K

Sunny Isles Beach median sold, yr/yr

This home is listed 3384% above the SUNNY ISLES BEACH 33160 median. See the full Sunny Isles Beach market guide →

Paper trail

This home's history

Aug 19, 2025Listed at $9,400,000 · 338 days on market since
2029Built · St Regis Residences Sunny

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

FAQs

What would the monthly payment be for ?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $54,407/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on ?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at ?+

The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sunny Isles Beach?+

At $9,400,000, this home is listed about 2250% above the Sunny Isles Beach median of $400,000. The market section on this page shows how the area is trending.

Which schools are assigned to ?+

Norman S. Edelcup/Sunny Isles Beach K-8 (elementary), Alonzo & Tracy Mourning Senior High School (high), Highland Oaks Middle School (middle), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$9,400,000 runs 3384% above the SUNNY ISLES BEACH 33160 median — but at 3,322 sqft it's also nearly 3 times the size of the typical Sunny Isles Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

338 days on market against a Sunny Isles Beach median of 1 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Norman S. Edelcup/Sunny Isles Beach K-8, Alonzo & Tracy Mourning Senior High School, Highland Oaks Middle School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — Norman S. Edelcup/Sunny Isles Beach K-8 rates 4 of 5. Always verify assignments with the district.

Listing courtesy of Fortune International Realty · Rose Marie Minio. MLS #A11861961.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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