246 SE 44th st, Cape Coral FL 33904, CAPE CORAL, FL, 33904
Active376 days on marketListed Aug 4, 2025MLS #A11859907
About this home
246 SE 44th st, Cape Coral FL 33904
Prime location in the heart of Cape Coral! This beautiful home offers the perfect blend of comfort and convenience. Located just minutes from shopping, dining, schools, and with quick access to the bridges, you’ll enjoy one of the most desirable neighborhoods in the city. The property features spacious living areas, an upgraded kitchen, a screened lanai, and a lush backyard. Whether you’re a first-time buyer, investor, or looking for a seasonal retreat, this home checks all the boxes. Easy to show, schedule your private tour today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1
Garage
1963
Year built
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,898 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,898/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Bimini Basin
Get to know Cape Coral. See the full Cape Coral guide →
Bimini Basin — neighborhood snapshot
Population
8,466
Median age
51
Median income
$67,975
Median home value
$269,424
Avg household
2
Households w/ children
599
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $408K
Cape Coral median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% below the CAPE CORAL 33904 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 246 SE 44th st
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$260,000
930 SW 34TH STREET · same community
3 bd · 2 ba · 1,182 sqft · $220/sqft · 68 DOM
Sold · Dec ’25$254,000
1714 NE 40TH LANE · same community
3 bd · 2 ba · 1,357 sqft · $187/sqft · 43 DOM
Sold · Mar ’26$298,000
4404 SW 7TH AVENUE · same community
3 bd · 2 ba · 1,359 sqft · $219/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 246 SE 44th st — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 246 SE 44th st — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
246 SE 44th st FAQs
What would the monthly payment be for 246 SE 44th st, Cape Coral FL 33904?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,898/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 246 SE 44th st, Cape Coral FL 33904?+
The most recent tax bill on record (2024) was $1,487. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cape Coral?+
At $255,000, this home is listed about 43% below the Cape Coral median of $447,000. The market section on this page shows how the area is trending.
Which schools are assigned to 246 SE 44th st, Cape Coral FL 33904?+
Cape Elementary School (elementary), Pelican Elementary School (elementary), Cape Coral High School (high), Gulf Middle School (middle), Gulf Elementary School (elementary), Ida S. Baker High School (high), Trafalgar Middle School (middle), Mariner High School (high), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the CAPE CORAL 33904 market on paper
$255,000 is 44% below the CAPE CORAL 33904 median of $456,950.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
376 days on market against a Cape Coral median of 50 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Cape Elementary School, Pelican Elementary School, Cape Coral High School, Gulf Middle School, Gulf Elementary School, Ida S. Baker High School, Trafalgar Middle School, Mariner High School, North Fort Myers High School — Gulf Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $298,900, now $255,000 — a $44K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of The Lab Realty Group, LLC · Leydilaine Rodriguez Pons. MLS #A11859907.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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