David Ramirez
$2,799,900$2,834,2014 bd4.5 ba3,884 sqft$721 /sqft$18,350 /mo all-in ↓

1009 Sudbury Lane, Ormond Beach FL 32174, ORMOND BEACH, FL, 32174

Active343 days on marketListed Aug 14, 2025MLS #A11859024

Reduced $34KSingle Family ResidencePlantation Bay

About this home

1009 Sudbury Lane, Ormond Beach FL 32174

Stunning Builder's Showcase Model Home FOR SALE in Gated Golfing Community. Situated on a generous half-acre homesite along the golf course, this award-winning residence blends exquisite premium designer finishes with thoughtful architecture & premium amenities throughout. Spanning over 3,900 LSF, this single-story home offers the perfect balance of luxury, comfort, and functionality. With 4 bedrooms, 4.5 bathrooms, and a spacious 4-car garage, it's designed to meet the needs of discerning families. Expansive open-concept living that seamlessly connects the kitchen, living room, and casual dining nook—ideal for both relaxed living and entertaining. Buyers eligible for substantial discounts toward membership of choice initiation fee by joining within 30 days of closing.

Facts & features

The home at a glance

4

Bedrooms

4.5

Bathrooms

3,884

Sqft

4

Garage

2023

Year built

$721

Per sqft

Golf Course & Water view

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Gas Range · Wall Oven · Washer
InteriorCloset Cabinetry · Other · Pantry · Split Bedroom · Vaulted Ceiling(s) · Volume Ceilings · Walk-In Closet(s) · Den/Library/Office · Utility Room/Laundry
LaundryUtility Room/Laundry
CoolingCentral Air · Electric
HeatingCentral · Electric

Outside & construction

RoofFlat Tile
ConstructionConcrete Block Construction · Stucco
ViewGolf Course · Water
FacesNorthwest
ParkingDriveway · Paver Block
ExteriorBuilt-In Grill

Community & fees

HOA fee$121/mo
Taxes (2024)$22,930/yr
CommunityAdditional Amenities · Gated Community · Golf Course Community · Maintained Community · Other Membership Available · Private Roads · Street Lights · Subdivision Restrictions · Underground Utilities

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$18,350 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$15,108
PMI (est., until 20% equity)$1,050
Property tax — 2024 actual bill$1,911
HOA fee — from the listing$121
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $279,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $279,990
Interest rate6.00%
Loan term

Estimated payment

$18,350/mo

Principal & interest$15,108
PMI (est., until 20% equity)$1,050
Property taxes (actual bill)$1,911
HOA / condo fee$121
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Plantation Bay

$721 vs $320

Days on market

343 vs 41 typical

Where $721/sqft sits among the 10 homes for sale in Plantation Bay

3
3
0
2
0
2 · this home
$187–276$276–365$365–454$454–543$543–632$632+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Plantation Bay Golf & Country Club

Map of 1009 Sudbury Lane, Ormond Beach FL 32174 inside its neighborhood boundary

Drive times from this address

Downtown Orlando73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ormond Beach. See the full Ormond Beach guide →

Plantation Bay Golf & Country Club — neighborhood snapshot

Population

3,730

Median age

69

Median income

$87,350

Median home value

$432,212

Avg household

2

Households w/ children

124

For the school run

Volusia County School District

MiddleOrmond Beach Middle School★★★★★
ElementaryPathways Elementary School★★★★★
HighSeabreeze High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$390K$415K

Ormond Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

5 of 10

Plantation Bay have cut their price

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 600% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,799,900 $34K
Aug 14, 2025Listed at $2,834,201 · 343 days on market since
2023Built · Plantation Bay

Reality check

What actually sold near 1009 Sudbury Lane

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

406 STIRLING BRIDGE DRIVESold · Nov ’25

$950,000

406 STIRLING BRIDGE DRIVE · same community

5 bd · 3.5 ba · 3,610 sqft · $263/sqft · 268 DOM

256 STIRLING BRIDGE DRIVESold · Jun ’26

$1,785,914

256 STIRLING BRIDGE DRIVE · same community

4 bd · 4 ba · 3,362 sqft · $531/sqft · 351 DOM

256 Stirling Bridge Drive, Other City - In The State Of Florida FL 32174Sold · Jun ’26

$1,785,914

256 Stirling Bridge Drive, Other City - In The State Of Florida FL 32174 · same community

4 bd · 4 ba · 3,362 sqft · $531/sqft · 265 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1009 Sudbury Lane — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1009 Sudbury Lane — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1009 Sudbury Lane FAQs

What would the monthly payment be for 1009 Sudbury Lane, Ormond Beach FL 32174?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $18,350/mo — principal and interest, the actual property-tax bill, the $121/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1009 Sudbury Lane, Ormond Beach FL 32174?+

The association fee works out to $121 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1009 Sudbury Lane, Ormond Beach FL 32174?+

The most recent tax bill on record (2024) was $22,930. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ormond Beach?+

At $2,799,900, this home is listed about 558% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.

Which schools are assigned to 1009 Sudbury Lane, Ormond Beach FL 32174?+

Ormond Beach Middle School (middle), Pathways Elementary School (elementary), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$2,799,900 runs 600% above the ORMOND BEACH 32174 median — but at 3,884 sqft it's also nearly twice the size of the typical Ormond Beach listing.

02Golf Course & Water views

The golf course and water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

343 days on market against a Ormond Beach median of 41 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Ormond Beach Middle School, Pathways Elementary School, Seabreeze High School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $2,834,201, now $2,799,900 — a $34K cut. The full history is in the market section below.

Listing courtesy of ICI Select Realty Inc · Ali Kargar. MLS #A11859024.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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