839 Chestnut CT, Marco Island FL 34145, MARCO ISLAND, FL, 34145
Active370 days on marketListed Aug 13, 2025MLS #A11858198
About this home
839 Chestnut CT, Marco Island FL 34145
Custom 5BD/6.5BA estate with 6,303 sq ft of refined living space and a 70-ft deep-water dock. Interior highlights include white oak flooring, a private office with arched doors, and a white oak–wrapped elevator. The kitchen features honed Arabescato marble, a 48" ILVE Nostalgie range, paneled Miele appliances, and a hidden English-style scullery. The main-level primary suite offers 12-foot ceilings, dual custom closets, and a spa-inspired bath. Upstairs: four en-suites, soundproof concrete floors, a loft with a wet bar, and couture-level laundry. Outdoors: saltwater infinity-edge spa, vintage cabana bath, full summer kitchen with beer tap, and shellstone deck. Fully smart home–enabled and built for elevated living
Facts & features
The home at a glance
5
Bedrooms
6.5
Bathrooms
6,303
Sqft
2
Garage
2025
Year built
$1,076
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$40,189 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$40,189/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Marco Island actives
$1,076 vs $642
Days on market
370 vs 152 typical
Where $1,076/sqft sits among the 6 Marco Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside River Area
Get to know Marco Island. See the full Marco Island guide →
River Area — neighborhood snapshot
Population
2,372
Median age
67
Median income
$166,756
Median home value
$918,900
Avg household
2
Households w/ children
53%
For the school run
Collier County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Marco Island market
$4.1M → $480K
Marco Island median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
2 of 6
Marco Island actives have cut their price
Median sold price, Marco Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 749% above the MARCO ISLAND 34145 median. See the full Marco Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 839 Chestnut CT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$850,000
1295 Riverhead Avenue, FL 34145 · same community
3 bd · 2 ba · 1,713 sqft · $496/sqft · 180 DOM
Sold · Mar ’26$2,050,000
418 Tarpon CT, Marco Island FL 34145
4 bd · 3 ba · 2,682 sqft · $764/sqft · 97 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 839 Chestnut CT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 839 Chestnut CT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
839 Chestnut CT FAQs
What would the monthly payment be for 839 Chestnut CT, Marco Island FL 34145?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $40,189/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 839 Chestnut CT, Marco Island FL 34145?+
The most recent tax bill on record (2024) was $10,824. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Marco Island?+
At $6,780,000, this home is listed about 579% above the Marco Island median of $999,230. The market section on this page shows how the area is trending.
Which schools are assigned to 839 Chestnut CT, Marco Island FL 34145?+
Tommie Barfield Elementary School (elementary), Manatee Middle School (middle), Lely High School (high) — Collier County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$6,780,000 runs 749% above the MARCO ISLAND 34145 median — but at 6,303 sqft it's also nearly 6 times the size of the typical Marco Island listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
370 days on market against a Marco Island median of 152 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Tommie Barfield Elementary School, Manatee Middle School, Lely High School — Tommie Barfield Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $8,490,000, now $6,780,000 — a $1.7M cut. The full history is in the market section below.
Listing courtesy of EXP Realty LLC · Gustavo Pacheco. MLS #A11858198.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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