235 Tavernier Dr, Key Largo FL 33070, KEY LARGO, FL, 33070
Active381 days on marketListed Jul 25, 2025MLS #A11847386
About this home
235 Tavernier Dr, Key Largo FL 33070
Florida Keys Oceanfront "Fisherman’s Paradise" with breathtaking Atlantic Views and Private Dockage. This fully renovated 3BR/2BA home features an open layout, Dade County Pine woodwork, and floor-to-ceiling impact windows that frame endless ocean vistas. The lower level includes a workshop with full bath and laundry—perfect for guests or gear. Boaters and anglers will love the 50’ seawall, 30’ inlet slip, dock for a 35’ vessel, and a premium fish cleaning station with water and electric. Unwind under the waterfront tiki hut with BBQ, hammock, and seating—ideal for sunrises, sea breezes, and soaking up the Salt Life. Tastefully furnished with coastal charm. Close to shops, dining, and hospital.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,180
Sqft
1949
Year built
$13
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$269 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$269/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Key Largo actives
$13 vs $723
Days on market
381 vs 71 typical
Where $13/sqft sits among the 111 Key Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Key Largo
Get to know Key Largo. See the full Key Largo guide →
KEY LARGO 33070 — neighborhood snapshot
Population
5,614
Median age
53
Median income
$77,228
Median home value
$695,000
Avg household
2.25
Households w/ children
467
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Key Largo market
$1.1M → $910K
Key Largo median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
10 of 111
Key Largo actives have cut their price
Median sold price, Key Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the KEY LARGO 33070 median. See the full Key Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 235 Tavernier Dr
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$848,750
264 Lincoln Ave, Tavernier FL 33070 · same community
3 bd · 2 ba · 1,040 sqft · $816/sqft · 211 DOM
Sold · May ’26$370,000
228 Oleander Dr, Key Largo FL 33070
3 bd · 2 ba · 1,160 sqft · $319/sqft · 117 DOM
Sold · May ’26$1,300,000
106 Plantation Ave, Key Largo FL 33070
3 bd · 1.5 ba · 992 sqft · $1,310/sqft · 70 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 235 Tavernier Dr — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 235 Tavernier Dr — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
235 Tavernier Dr FAQs
What would the monthly payment be for 235 Tavernier Dr, Key Largo FL 33070?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $269/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 235 Tavernier Dr, Key Largo FL 33070?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Key Largo?+
At $15,000, this home is listed about 98% below the Key Largo median of $877,000. The market section on this page shows how the area is trending.
Which schools are assigned to 235 Tavernier Dr, Key Largo FL 33070?+
Coral Shores High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the KEY LARGO 33070 market on paper
$15,000 is 98% below the KEY LARGO 33070 median of $895,000, and at $13/sqft it sits under the Key Largo average of $868.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
381 days on market against a Key Largo median of 71 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $18,000, now $15,000 — a $3K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Xcellence · Monica Benitez. MLS #A11847386.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Key Largo homes, in your inbox
Like 235 Tavernier Dr, Key Largo FL 33070 but not quite? A daily digest of every new listing in Key Largo — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →