1865 KEYSTONE BL, North Miami FL 33181, NORTH MIAMI, FL, 33181
Active412 days on marketListed Jun 26, 2025MLS #A11829874
About this home
1865 KEYSTONE BL, North Miami FL 33181
YACHT OWNERS ATTENTION 132' OF FRONTAGE !!!!! HOUSE NEEDS TLC, BETTER CANDIDATE TO TEAR DOWN AND BUILD NEW DUE TO OVERSIZED LOT! OR DIVIDE AND BUILD 2 HOMES. JUST SHY OF 2 BUILDABLE LOTS OWNER WILL FINANCE WITH 30% DOWN TIME AND TERMS NEGOTIABLE
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,950
Sqft
1952
Year built
$2,051
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$24,937 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$24,937/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+155.8%
$/sqft vs North Miami actives
$2,051 vs $267
Days on market
412 vs 78 typical
Where $2,051/sqft sits among the 365 North Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Keystone Point
Get to know North Miami. See the full North Miami guide →
Keystone Point — neighborhood snapshot
Population
2,029
Median age
40
Median income
$102,460
Median home value
$1,158,300
Avg household
2
Households w/ children
162
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Miami market
$555K → $538K
North Miami median sold, yr/yr
95.4%
Sale-to-list ratio (12 mo)
30 of 365
North Miami actives have cut their price
Median sold price, North Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2123% above the NORTH MIAMI 33181 median. See the full North Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 1865 KEYSTONE BL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$2,675,000
1845 NE 124th St, North Miami FL 33181 · same community
4 bd · 4.5 ba · 3,216 sqft · $832/sqft · 64 DOM
Sold · Jan ’26$640,000
2000 Towerside Ter # 702, Miami FL 33138
3 bd · 2.5 ba · 1,913 sqft · $335/sqft · 0 DOM
Sold · Mar ’26$735,000
1000 Quayside Ter # 801, Miami FL 33138
3 bd · 2.5 ba · 1,913 sqft · $384/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1865 KEYSTONE BL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1865 KEYSTONE BL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1865 KEYSTONE BL FAQs
What would the monthly payment be for 1865 KEYSTONE BL, North Miami FL 33181?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $24,937/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1865 KEYSTONE BL, North Miami FL 33181?+
The most recent tax bill on record (2024) was $20,389. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1865 KEYSTONE BL, North Miami FL 33181?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in North Miami?+
At $3,999,000, this home is listed about 1256% above the North Miami median of $295,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1865 KEYSTONE BL, North Miami FL 33181?+
David Lawrence Junior K-8 Center (elementary), North Miami Middle School (middle), Alonzo & Tracy Mourning Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$3,999,000 runs 2123% above the NORTH MIAMI 33181 median — but at 1,950 sqft it's also nearly twice the size of the typical North Miami listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
412 days on market against a North Miami median of 78 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of Tomlinson Realty Group · Jeffrey Tomlinson. MLS #A11829874.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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