3540 N Moorings Way, Miami FL 33133, MIAMI, FL, 33133
Active404 days on marketListed Jul 7, 2025MLS #A11828053
About this home
3540 N Moorings Way, Miami FL 33133
Classic Coconut Grove estate offering prestige, security, and a coveted address in The Moorings. Twenty-four-hour guard service with entry by resident consent only. Two lots totaling 25,241 square feet at sixteen-foot elevation, with access to a private residents’ marina offering direct bay access, and three neighborhood parks: Marina Park, Waterfront Park, and Children’s Park. Walk or bike to private schools, dining, shopping, and more. A traditional Florida home held by the same family for fifty-four years. Custom-built mid-century residence with high ceilings and open-concept living and dining rooms, featuring a fireplace and opening to a covered screen patio that seamlessly integrates the pool and expansive lush yard. Spacious primary bedroom with his and hers walk-in closets and bathrooms. Three en suite bedrooms, eat-in kitchen with stainless steel counters, pantry, ample storage, laundry room, workshop, and two-car garage. Build new or restore. This is an unmatched opportunity combining privacy and security, a central and walkable Coconut Grove location, and a rare double-lot size within one of the neighborhood’s most exclusive enclaves.
Facts & features
The home at a glance
4
Bedrooms
5
Bathrooms
2,945
Sqft
2
Garage
1951
Year built
$4,041
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$71,499 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$71,499/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Miami actives
$4,041 vs $511
Days on market
404 vs 66 typical
Where $4,041/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South-west Coconut Grove
Get to know Miami. See the full Miami guide →
South-west Coconut Grove — neighborhood snapshot
Population
9,332
Median age
39
Median income
$108,292
Median home value
$1,160,574
Avg household
3
Households w/ children
1,072
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
36 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1637% above the MIAMI 33133 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 3540 N Moorings Way
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$2,195,000
1986 Mooringline Drive, Vero Beach FL 32963 · same community
3 bd · 2 ba · 2,884 sqft · $761/sqft · 18 DOM
Sold · Apr ’26$385,000
122 SLADE DRIVE · same community
3 bd · 2 ba · 1,743 sqft · $221/sqft · 4 DOM
Sold · Mar ’26$340,000
8228 Waterline Drive, Boynton Beach FL 33472 · same community
3 bd · 2 ba · 1,431 sqft · $238/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3540 N Moorings Way — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3540 N Moorings Way — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3540 N Moorings Way FAQs
What would the monthly payment be for 3540 N Moorings Way, Miami FL 33133?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $71,499/mo — principal and interest, the actual property-tax bill, the $833/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3540 N Moorings Way, Miami FL 33133?+
The association fee works out to $833 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3540 N Moorings Way, Miami FL 33133?+
The most recent tax bill on record (2024) was $21,975. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3540 N Moorings Way, Miami FL 33133?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami?+
At $11,900,000, this home is listed about 1851% above the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3540 N Moorings Way, Miami FL 33133?+
Francis S.Tucker K-8 Center (elementary), Coral Gables Senior High School (high), Ponce De Leon Middle School (middle), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$11,900,000 runs 1637% above the MIAMI 33133 median — but at 2,945 sqft it's also nearly 2 times the size of the typical Miami listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $833/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
404 days on market against a Miami median of 66 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $12,900,000, now $11,900,000 — a $1.0M cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Brown Harris Stevens · Toni Schrager. MLS #A11828053.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Miami homes, in your inbox
Like 3540 N Moorings Way, Miami FL 33133 but not quite? A daily digest of every new listing in Miami — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →