648 E Palm dr, Marco Island FL 34140, MARCO ISLAND, FL, 34140
Active434 days on marketListed Jun 6, 2025MLS #A11817684
About this home
648 E Palm dr, Marco Island FL 34140
Waterfront paradise with direct Gulf access! This beautifully remodeled 2-bed, 1.5-bath home offers breathtaking views, an open floor plan, and abundant natural light. Enjoy serene mornings on the screened lanai. Private boat slip & lift provide easy access to the Ten Thousand Islands. Freshly painted and move-in ready—your coastal retreat awaits! Owner broker
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1984
Year built
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,822 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,822/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Marco Island
Get to know Marco Island. See the full Marco Island guide →
MARCO ISLAND 34140 — neighborhood snapshot
Population
89
Median age
73.5
Avg household
1.71
For the school run
Collier County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Marco Island market
$4.1M → $1.2M
Marco Island median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
Median sold price, Marco Island, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 648 E Palm dr — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 648 E Palm dr — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
648 E Palm dr FAQs
What would the monthly payment be for 648 E Palm dr, Marco Island FL 34140?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,822/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 648 E Palm dr, Marco Island FL 34140?+
The most recent tax bill on record (2025) was $3,696. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 648 E Palm dr, Marco Island FL 34140?+
The listing reports pets: Maximum 20 Lbs. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Marco Island?+
At $530,000, this home is listed about 73% below the Marco Island median of $1,997,115. The market section on this page shows how the area is trending.
Which schools are assigned to 648 E Palm dr, Marco Island FL 34140?+
Tommie Barfield Elementary School (elementary), Manatee Middle School (middle), Lely High School (high) — Collier County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Time on market is leverage
434 days on market against a Marco Island median of 143 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Tommie Barfield Elementary School, Manatee Middle School, Lely High School — Tommie Barfield Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $650,000, now $530,000 — a $120K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Stand Realty · Monica Viera. MLS #A11817684.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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