325 Calusa St #5, Key Largo FL 33037, KEY LARGO, FL, 33037
Active470 days on marketListed Apr 27, 2025MLS #A11791484
About this home
325 Calusa St #5, Key Largo FL 33037
1,262 SF lot in Calusa Campground, Key Largo. Sewer and electricity connections in place. Bring your own boat — community features a boat ramp. Low HOA fee of $172/month. Amenities include a swimming pool, clubhouse, tennis and basketball courts, and 24-hour security. Excellent location, just 5 minutes from shopping and dining. Short-term rentals (Airbnb) allowed, making it a great investment opportunity with high rental returns. RV is included in the price. Don’t miss this opportunity in the Florida Keys!
Facts & features
The home at a glance
0.029 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,329 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,329/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Key Largo
Get to know Key Largo. See the full Key Largo guide →
KEY LARGO 33037 — neighborhood snapshot
Population
13,674
Median age
54.2
Median income
$80,911
Median home value
$660,700
Avg household
2.34
Households w/ children
999
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Key Largo market
$1.1M → $910K
Key Largo median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
Median sold price, Key Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% below the KEY LARGO 33037 median. See the full Key Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 325 Calusa St #5
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$540,000
325 Calusa Street Lot 245, Key Largo FL 33037 · same community
2 bd · 1.5 ba · 419 DOM
Sold · Dec ’25$310,000
325 Calusa Street Lot 425, Key Largo FL 33037 · same community
2 bd · 2 ba · 201 DOM
Sold · Aug ’25$395,000
325 Calusa Street Lot 353, Key Largo FL 33037 · same community
2 bd · 1 ba · 63 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 325 Calusa St #5 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 325 Calusa St #5 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
325 Calusa St #5 FAQs
What would the monthly payment be for 325 Calusa St #5, Key Largo FL 33037?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,329/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 325 Calusa St #5, Key Largo FL 33037?+
The most recent tax bill on record (2024) was $1,795. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Key Largo?+
At $319,000, this home is listed about 64% below the Key Largo median of $877,000. The market section on this page shows how the area is trending.
Which schools are assigned to 325 Calusa St #5, Key Largo FL 33037?+
Coral Shores High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the KEY LARGO 33037 market on paper
$319,000 is 54% below the KEY LARGO 33037 median of $695,000.
02Time on market is leverage
470 days on market against a Key Largo median of 71 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $369,000, now $319,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Keller Williams Realty International Lifestyles · Sandra Alayon. MLS #A11791484.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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