14 125th Street Gulf, Marathon FL 33050, MARATHON, FL, 33050
Active522 days on marketListed Mar 10, 2025MLS #A11786668
About this home
14 125th Street Gulf, Marathon FL 33050
RARE 100' of waterfront re-development opportunity w/ DEEP WATER DOCKAGE APPROVED! 200' HIGHWAY FRONTAGE! Huge 74,890 SQ FT site with ACTIVE Conditional Use PERMIT for 10 unit & 4 affordable staff group home units. No TDR's required for pure commercial use! 6 TDR's available, plus more. MIXED USE ZONING - many commercial-residential possibilities, e.g.: up to 10 market rate units, higher density w/ affordable housing, or boutique HOTEL if you bring transient rights, etc. Includes a versatile 2 story raised CBS 6,128 SQ FT building, plus 2,340 SQ FT of outdoor porches. Near Vaca Cut for easy Ocean-Bay access, near airport, SHORT-TERM RENTALS! Contact Peter for info and tour of this amazing opportunity. THE KEYS LIFESTYLE - live, work, business, family compound - do it all right here!
Facts & features
The home at a glance
1.72 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$22,860 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$22,860/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Marathon
Get to know Marathon. See the full Marathon guide →
MARATHON 33050 — neighborhood snapshot
Population
10,586
Median age
48.1
Median income
$83,243
Median home value
$705,600
Avg household
2.44
Households w/ children
995
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Marathon market
$1.1M → $815K
Marathon median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
Median sold price, Marathon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 457% above the MARATHON 33050 median. See the full Marathon market guide →
Paper trail
This home's history
Reality check
What actually sold near 14 125th Street Gulf
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$497,000
251 2nd St, Key Colony FL 33051
2 bd · 1 ba · 750 sqft · $663/sqft · 228 DOM
Sold · Apr ’26$787,000
Nearby listing
1 bd · 1 ba · 885 sqft · $889/sqft
Sold · Jul ’26$485,000
Nearby listing
2 bd · 2 ba · 973 sqft · $498/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14 125th Street Gulf — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14 125th Street Gulf — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
14 125th Street Gulf FAQs
What would the monthly payment be for 14 125th Street Gulf, Marathon FL 33050?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $22,860/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 14 125th Street Gulf, Marathon FL 33050?+
The most recent tax bill on record (2024) was $26,627. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Marathon?+
At $3,549,000, this home is listed about 301% above the Marathon median of $885,000. The market section on this page shows how the area is trending.
Which schools are assigned to 14 125th Street Gulf, Marathon FL 33050?+
Marathon School (high), Stanley Switlik Elementary School (elementary) — Monroe County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$3,549,000 runs 457% above the MARATHON 33050 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
522 days on market against a Marathon median of 94 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $5,500,000, now $3,549,000 — a $2.0M cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LoKation · Ewa Schwarz. MLS #A11786668.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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