3103 NW 157th St, Miami Gardens FL 33054, MIAMI GARDENS, FL, 33054
Active488 days on marketListed Apr 18, 2025MLS #A11786622
About this home
3103 NW 157th St, Miami Gardens FL 33054
Located on a quiet street, close to schools, major highways and shopping! Great backyard for entertaining. Less than a mile away to SR826, I95 and Turnpike. NO ASSOCIATION.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,296
Sqft
1
Garage
1955
Year built
$463
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,221 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,221/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.7%
$/sqft vs Miami Gardens actives
$463 vs $352
Days on market
488 vs 36 typical
Where $463/sqft sits among the 261 Miami Gardens actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Miami Gardens
Get to know Miami Gardens. See the full Miami Gardens guide →
MIAMI GARDENS 33054 — neighborhood snapshot
Population
31,165
Median age
34.9
Median income
$42,779
Median home value
$291,700
Avg household
3.12
Households w/ children
3,687
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami Gardens market
$524K → $500K
Miami Gardens median sold, yr/yr
99.0%
Sale-to-list ratio (12 mo)
18 of 261
Miami Gardens actives have cut their price
Median sold price, Miami Gardens, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% above the MIAMI GARDENS 33054 median. See the full Miami Gardens market guide →
Paper trail
This home's history
Reality check
What actually sold near 3103 NW 157th St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$480,000
16301 NW 32nd Ave, Miami Gardens FL 33054 · same community
4 bd · 3 ba · 1,345 sqft · $357/sqft · 41 DOM
Sold · Dec ’25$520,000
3101 NW 164th Ter, Miami Gardens FL 33054 · same community
4 bd · 2 ba · 1,171 sqft · $444/sqft · 42 DOM
Sold · Apr ’26$640,000
1328 SW 30th St, Fort Lauderdale FL 33315 · same community
3 bd · 2 ba · 1,650 sqft · $388/sqft · 188 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3103 NW 157th St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3103 NW 157th St — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3103 NW 157th St FAQs
What would the monthly payment be for 3103 NW 157th St, Miami Gardens FL 33054?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,221/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3103 NW 157th St, Miami Gardens FL 33054?+
The most recent tax bill on record (2024) was $7,184. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami Gardens?+
At $600,000, this home is listed about 15% above the Miami Gardens median of $523,999. The market section on this page shows how the area is trending.
Which schools are assigned to 3103 NW 157th St, Miami Gardens FL 33054?+
Dr. Robert B. Ingram Elementary School (elementary), North Dade Middle School (middle), Miami Central Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$600,000 runs 50% above the MIAMI GARDENS 33054 median.
02None views
The none view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
488 days on market against a Miami Gardens median of 36 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of First Service Realty ERA · Elda Cardo. MLS #A11786622.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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