35 Bass Ave., Key Largo FL 33037, KEY LARGO, FL, 33037
Active560 days on marketListed Jan 23, 2025MLS #A11731075
About this home
35 Bass Ave., Key Largo FL 33037
REDUCED!!! NO FLOOD INSURANCE REQUIRED!!! Stunning New Construction home located in Largo Sound Park, one of the most sought after homeowner's park in all of the Florida Keys with it's own private sandy beach and boat ramp within a 2 minute walk. CBS (Concrete Block Construction) with all hurricane impact windows, doors and metal roof. Fantastic boating location adjacent to John Pennekamp State Park with world class scuba and snorkeling sites within minutes. Ample parking for your boat. This glamorous 3 bedroom, 2 bath home boasts an open concept with high ceilings, crown molding, 8-foot doors and tons of natural light. Close to waterfront dining, shopping and entertainment. Large closets in bedrooms. Private, fully enclosed fenced backyard. 1 hour drive to Miami on the Oceanside.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,364
Sqft
2021
Year built
$568
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,939 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,939/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17.3%
$/sqft vs Key Largo actives
$568 vs $727
Days on market
560 vs 71 typical
Where $568/sqft sits among the 110 Key Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo Sound Park
Get to know Key Largo. See the full Key Largo guide →
Largo Sound Park — neighborhood snapshot
Population
550
Median age
49
Median income
$69,117
Median home value
$578,000
Avg household
3
Households w/ children
82%
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Key Largo market
$1.1M → $910K
Key Largo median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
9 of 110
Key Largo actives have cut their price
Median sold price, Key Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the KEY LARGO 33037 median. See the full Key Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 35 Bass Ave.
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$760,000
37 Bonefish Ave, Key Largo FL 33037 · same community
3 bd · 2 ba · 1,376 sqft · $552/sqft · 25 DOM
Sold · May ’26$749,000
29 Bass Ave, Key Largo FL 33037 · same community
3 bd · 2 ba · 1,390 sqft · $539/sqft · 70 DOM
Sold · Sep ’25$1,000,000
28 Bonefish Ave, Key Largo FL 33037 · same community
4 bd · 3 ba · 2,092 sqft · $478/sqft · 121 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 35 Bass Ave. — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 35 Bass Ave. — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
35 Bass Ave. FAQs
What would the monthly payment be for 35 Bass Ave., Key Largo FL 33037?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,939/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 35 Bass Ave., Key Largo FL 33037?+
The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 35 Bass Ave., Key Largo FL 33037?+
The most recent tax bill on record (2024) was $3,430. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 35 Bass Ave., Key Largo FL 33037?+
The listing reports pets: More Than 20 Lbs. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Key Largo?+
At $774,900, this home is listed about 12% below the Key Largo median of $877,000. The market section on this page shows how the area is trending.
Which schools are assigned to 35 Bass Ave., Key Largo FL 33037?+
Coral Shores High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$774,900 runs 11% above the KEY LARGO 33037 median.
02Other views
The other view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
560 days on market against a Key Largo median of 71 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of New Age Realty LLC · Omar Carus. MLS #A11731075.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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