Homes for sale in
Torch Key, Florida
Quiet Lower Keys living surrounded by water
3
Homes for sale
$895,000
Median list price
$822
Avg price / sqft
25
Median days on market
Torch Key sits in the Lower Keys stretch of Monroe County, between Marathon and Key West, where life runs on tides, boats, and open sky rather than crowds. It's the kind of address you choose for direct access to the water — nearly every home here is a waterfront home, and the pace is deliberately slow.
The market is small and tightly held: right now there are just three active single-family homes, with a median list price of $895,000 and a range from $725,000 up to $1,100,000. Homes move when they're priced right — the median time on market is 25 days, and the one sale in the past year closed at 100% of asking. With inventory this thin, it pays to watch the homes with water views and act quickly.
Torch Key is in Monroe County, Florida.
Within a 30-minute drive
Quick facts
$725,000 – $1.1M price range
1,152 sqft median home
$12,000/mo median rent
Fresh on the market
Newest homes in Torch Key
View all 3 homes →
$725,000$749,000
, TORCH KEY
2 bd · 3 ba · 1,152 sqft
$1,100,000
4276 Dorn Road, Torch Key FL 33042, TORCH KEY
3 bd · 1.5 ba · 960 sqft
$895,000
437 Pirates Rd, Torch Key FL 33042, TORCH KEY
3 bd · 2 ba · 1,296 sqft
3 of 3 active listings shown
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Property features
The numbers that matter
The Torch Key market
1
Sold, last 12 months
$809,300
Median sold price
100%
Sale-to-list ratio
What sellers actually get vs asking
3 days
Median time to sell
Torch Key vs Monroe County
Median list price
Price per sqft
Days on market
Live Stellar MLS data — listings and closed sales in Torch Key, FL. Rolling medians smooth single-month swings in thin markets.
Beyond the listings
Living in Torch Key
Water at your doorstep
All three active listings are waterfront, reflecting the canal-and-bay setting that defines Torch Key.
A boater's home base
Its Lower Keys location puts open water and reef fishing within easy reach of your own dock.
Small, exclusive market
With only three homes for sale, Torch Key stays intimate and rarely oversupplied.
Single-family only
Every listing here is a detached single-family residence — no condos or townhome density.
Sellers holding firm
The lone sale in the past year closed at 100% of the asking price, a sign of steady demand.
What it really costs
Owning here
Owning the median Torch Key home
≈ $5,333/mo
$895,000 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.
0%
In a FEMA flood zone
Most homes here sit outside high-risk zones
$12,000/mo
Median rent
1 homes for rent right now
Straight answers
Torch Key real estate FAQs
Is Torch Key a good place to live?+
If you want a quiet, water-focused life in the Lower Keys away from the tourist bustle, Torch Key delivers. Nearly every property is waterfront, and the community is small — just three homes are on the market at any given time. It suits boaters and buyers who value privacy over nightlife.
Is Torch Key expensive?+
Yes — it's a premium Keys market. The median list price is $895,000, and homes trade around $822 per square foot on a median size of about 1,152 square feet. The $1M+ segment already includes one active listing at $1,100,000.
What do homes cost in Torch Key?+
Active single-family homes range from $725,000 to $1,100,000, with a median list price of $895,000. The one home sold in the past twelve months closed at $809,300.
How is the Torch Key market right now?+
It's a low-inventory market with just three active listings and only one sale in the past year. Homes that are priced correctly move in about 25 days, and sellers have been getting 100% of their asking price on average. Keeping an eye on just reduced listings can help you spot opportunities.
What about HOA fees and property taxes?+
There's no meaningful HOA data for Torch Key, which fits its detached single-family character. The median annual property tax runs about $4,878, and median rents in the area are reported around $12,000 per month, reflecting the high-end, seasonal nature of the Keys.
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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS. Market statistics are computed from listing and sold data and change as the market moves.
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