David Ramirez
Map of Waterford
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Neighborhood · Palmetto, Florida

Waterford

Quiet Palmetto living with water views and easy Tampa access

3

Homes for sale

$439,000

Median list price

$228

Avg price / sqft

19

Median days on market

Search Waterford on the map

Waterford sits in the northern reach of Manatee County, a compact Palmetto neighborhood where a handful of homes back up to water and the pace stays residential rather than resort. It's the kind of place buyers land when they want space and calm but still care about a manageable drive to the city — you'll find neighbors here who chose it over busier corners of Palmetto like Trevesta or the amenity-heavy Artisan Lakes Esplanade. Downtown Tampa is roughly 42 minutes north, and Tampa International runs about 50, which keeps commuters and frequent flyers in play.

The market here is small and moves fast. With just 4 active listings and a median list price of $417,000, buyers should expect to act decisively — homes are going in a median of 12 days, and over the last year sellers collected about 98% of asking. Inventory ranges from $360,000 to $489,900, so there's room to compare, but not much of it, and two of the four current listings are waterfront.

Waterford is a community in Palmetto, Florida.

Quick facts

$360,000$490K price range

1,857 sqft median home

$100/mo median HOA

6 sold in 12 months

Drive times

Downtown Tampa42 min
Tampa Int’l Airport (TPA)50 min

On the market now

Homes for sale in Waterford

Every active listing inside the Waterford boundary

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Find your fit

Browse Waterford

By feature — on the live map

Where the market lives

1
2
$300K–$400K$400K–$500K

The numbers that matter

The Waterford market

6

Sold, last 12 months

$394,000

Median sold price

98%

Sale-to-list ratio

What sellers actually get vs asking

15 days

Median time to sell

Waterford vs Palmetto

Median list price

Waterford$439K
Palmetto Co.$399K

Price per sqft

Waterford$228
Palmetto Co.$234

Days on market

Waterford19d
Palmetto Co.55d

Live Stellar MLS data — every listing and closed sale inside the Waterford boundary. Rolling medians smooth single-month swings in small communities.

For the school run

Schools Waterford is zoned for

Attendance boundaries overlapping this community — always verify zoning with the district.

What it really costs

Owning here

Owning the median Waterford home

$3,029/mo

Principal & interest $2,313
Property tax $406
HOA / fees $100
Insurance (est.) $210

$439,000 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.

$100/mo

Median HOA

From current listings inside the boundary

Population

373

Median age

70

Median income

$72,768

Beyond the listings

Living in Waterford

Culture

Top 22% in the U.S.

Sites to See

This population finds the most beautiful sites just by looking up. Sunrise, sunset or sometime in between, these people love to marvel at man-made and natural wonders.

Food & Drink

Ingredient Attentive

These folks are conscious about what they eat. They're looking for ingredients that not only taste great, but also have great nutritional benefits.

Hobbies & Interests

Wanderlust

Always thinking about their next destination, this population loves exploring new places abroad or right in their own backyard. They hold onto past trips by sharing their favorite memories and pictures year round.

Lifestyles

Wealth Signaling

Interested in the finer things life has to offer, this population wants to display their lifestyle by discussing luxury products. Often references jewelry, cars, and home features.

Hobbies & Interests

Natural Beauty

This population marvels at the beauty of nature, and they want to capture every breath-taking scene.

Beliefs

Conservation

Good stewards of the earth, this population advocates for a cleaner environment and responsible use of resources. They often encourage others to recycle and use clean energy.

Straight answers

Waterford FAQs

Is Waterford a good place to live?+

It suits buyers who want a quiet, residential pocket of Palmetto with a genuine commute to Tampa — about 42 minutes to downtown and 50 to the airport. Homes are assigned to Palm View K-8, Lincoln Middle, and Palmetto High, and the small size of the neighborhood keeps it low-key rather than busy. If you prefer more amenities, nearby options like Artisan Lakes Esplanade offer a different feel.

Is Waterford expensive?+

It sits in a mid-range band for the area, with a median list price of $417,000 and active homes running $360,000 to $489,900. At an average of $229 per square foot on a median home size of 1,785 square feet, it's priced for buyers who want a solid single-family home without stretching into luxury territory — none of the current listings are above $1M.

What do homes cost in Waterford?+

Active listings carry a median list price of $417,000, and homes that actually sold over the last 12 months came in at a median of $394,000. That gap is modest, and with sellers averaging 98% of asking, buyers shouldn't count on deep discounts.

How is the market right now?+

Tight and quick. There are only 4 active listings, homes are selling in a median of 12 days, and 6 homes sold over the past year — so when the right one appears in a place like Palmetto, you'll want financing lined up and a decision ready.

What about HOA fees and property taxes?+

The median HOA here runs about $100 per month, which is on the lighter side for a Florida community. Property taxes come in around $4,417 per year at current values, so factor both into your monthly carrying cost when you compare against nearby neighborhoods like Trevesta.

Keep exploring

More Palmetto neighborhoods

Neighborhood boundary by edgeAI; listings matched to the polygon. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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