Madeira Beach Yacht Club

It fits buyers who want a gated, waterfront community with a low-maintenance footprint — 13 of 16 active listings are gated and 8 are on the water. The Madeira Beach location puts you steps from the Gulf, and Tampa International Airport is about 44 minutes away. It leans toward lock-and-leave and seasonal owners as much as full-timers.

It's mid-range for the coast: the median list price is $406,950, with active homes running from $255,000 to about $597,000. The average works out to roughly $555 per square foot, which reflects small unit sizes — the median home is around 755 square feet. There are currently no listings above $1M in the community.

Over the last 12 months, 16 homes sold at a median price of $332,500, while current active listings carry a higher median of $406,950. Waterfront units in pockets like Crystal Island tend to sit at the upper end of that range. The gap between sold and asking prices is worth watching when you make an offer.

It's a steady, unhurried market — homes take a median of 55 days to sell, and sellers are getting about 92% of their asking price. With 16 active listings against 16 sales in the past year, supply and demand are roughly balanced. That 92% ratio gives buyers real room to negotiate.

Expect a condo-style HOA here: the median monthly fee is $894, which typically covers the shared amenities and building upkeep common to gated waterfront communities. Property taxes run a median of about $3,742 per year. Factor both into your monthly budget alongside the purchase price.