Neighborhood · Largo, Florida
Harbor Bluffs
Waterfront living minutes from Gulf beaches
11
Homes for sale
$1,525,000
Median list price
$599
Avg price / sqft
31
Median days on market
Harbor Bluffs sits on the coastal side of Largo, a Pinellas County pocket where pools are the norm and water views come with the territory. Six of the eleven active listings here are waterfront, ten have pools, and the streets connect to established neighbors like Water View Estates and Harbor Hills. It's the kind of place where you're close to the water without giving up quick access to the mainland — Tampa International is about 40 minutes out.
For buyers, this is a genuine luxury market with a wide spread. The median list price is $1,525,000, but the range runs from $649,000 to $4,690,000, so there's a real difference between the entry point and the top of the market. Homes are moving at a median of 31 days, and over the last year 35 sales closed at a median of $870,000 with sellers collecting 96% of asking.
Harbor Bluffs is a community in Largo, Florida.
Quick facts
$649,000 – $4.7M price range
2,582 sqft median home
$35/mo median HOA
35 sold in 12 months
Drive times
On the market now
Homes for sale in Harbor Bluffs
$4,690,000
226 POINCIANA LANE, LARGO
4 bd · 5 ba · 3,978 sqft
$799,900
201 HARBOR BLUFF DRIVE, LARGO
4 bd · 3 ba · 1,783 sqft
$649,000
307 ORANGEWOOD LANE, LARGO
3 bd · 2 ba · 2,297 sqft
$1,965,000
902 OAKWOOD DRIVE, LARGO
4 bd · 3 ba · 2,266 sqft
$3,999,000
220 HARBOR VIEW LANE, LARGO
5 bd · 5.5 ba · 4,786 sqft
$674,500$694,500
810 ALLAMANDA DRIVE, LARGO
4 bd · 3 ba · 1,968 sqft
$779,000
802 ALLAMANDA DRIVE, LARGO
3 bd · 3 ba · 2,641 sqft
$2,248,000$2,498,000
109 DRIFTWOOD LANE, LARGO
4 bd · 5 ba · 4,079 sqft
$1,525,000$1,625,000
212 POINCIANA LANE, LARGO
4 bd · 3 ba · 2,582 sqft
$743,900$789,900
125 HARBOR BLUFF DRIVE, LARGO
4 bd · 3 ba · 2,567 sqft
$3,799,999
211 POINCIANA LANE, LARGO
5 bd · 4 ba · 4,190 sqft
Every active listing inside the Harbor Bluffs boundary
Open full map search →Find your fit
Browse Harbor Bluffs
By feature — on the live map
Where the market lives
The numbers that matter
The Harbor Bluffs market
35
Sold, last 12 months
$870,000
Median sold price
96%
Sale-to-list ratio
What sellers actually get vs asking
18 days
Median time to sell
Harbor Bluffs vs Largo
Median list price
Price per sqft
Days on market
Median sold price — 3-yr, 3-mo rolling
▲ 22.3% yr/yr
Homes sold per month
Live Stellar MLS data — every listing and closed sale inside the Harbor Bluffs boundary. Rolling medians smooth single-month swings in small communities.
For the school run
Schools Harbor Bluffs is zoned for
Attendance boundaries overlapping this community — always verify zoning with the district.
What it really costs
Owning here
Owning the median Harbor Bluffs home
≈ $9,042/mo
$1,525,000 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.
$35/mo
Median HOA
From current listings inside the boundary
Population
1,626
Median age
55
Median income
$134,535
Median home value
$673,943
Beyond the listings
Living in Harbor Bluffs
Lifestyles
Top 12% in the U.S.Wealth Signaling
Interested in the finer things life has to offer, this population wants to display their lifestyle by discussing luxury products. Often references jewelry, cars, and home features.
Relationships
Top 14% in the U.S.Networking
Driven to succeed in the business world, this population seeks to progress in their career through networking happy hours, summits, and connecting with other professionals online.
Food & Drink
Top 15% in the U.S.Fueling for Fitness
A population characterized by healthy eating. Often pre-planning for meals for the purpose of fitness and convenience. Likely to participate in meal prep trends.
Food & Drink
Top 15% in the U.S.Sweet Treats
This population has a sweet tooth, and they're looking for treats to satisfy their sugar craving, including candy, cupcakes and flavorful toppings.
Relationships
Top 15% in the U.S.Girl Squad
From girls night out to a movie night in with their closest gal pals, this population is all about getting the girls together for an evening of fun.
Hobbies & Interests
Top 16% in the U.S.Dog Lovers
Pups are just another member of the family. Dog lovers adore their tail-wagging friends and are looking for new ways to make them happy.
On the calendar
Near Harbor Bluffs
Jul
14
Tue
Sound Bath Meditation
Find sanctuary this summer at the popular Sound Bath Meditation event. It welcomes everyone, from those seeking their first taste of meditation to seasoned soul-seekers,…
Jul
14
Tue
St. Petersburg Festival of Dance and Adult Dance Competition
The St. Petersburg Festival of Dance and Adult Dance Competition is an exciting event where participants aged 18 and older can showcase their skills in various categories…
Jul
28
Tue
The Black Keys
7:00pm
Childhood friends Dan Auerbach and Patrick Carney formed the rock band The Black Keys in 2000. Since then, they have become one of the most popular garage rock artists. T…
Aug
8
Sat
Deep Purple
6:00pm
Electrifying audiences since 1968, Deep Purple is a pioneering force in hard rock and heavy metal, weaving together blistering guitar riffs, iconic Hammond organ solos, a…
Aug
19
Wed
Squeeze
6:00pm
Squeeze is a British rock band who has a number of top-ten chart hits including "Cool for Cats," "Labelled with Love," and "Up the Junction."
Aug
27
Thu
Devo
7:00pm
Devo is an American rock band founded in 1973 in Akron, Ohio. The Mothersbaughs (Mark and Bob), the Casales (Gerald and Bob), and Alan Myers were the core of their origin…
People who close here
Our Largo experts
Straight answers
Harbor Bluffs FAQs
Is Harbor Bluffs a good place to live?+
It's a coastal Largo neighborhood built around waterfront and pool homes, with quick reach to the mainland — Downtown Tampa is roughly 46 minutes and Tampa International about 40. Assigned schools include Mildred Helms Elementary, Largo Middle, and Largo High. If you want water access with established, quiet streets, it delivers.
Is Harbor Bluffs expensive?+
Yes, it skews to the higher end for the area, with a median list price of $1,525,000 and six of the eleven active homes priced above $1 million. That said, the range starts around $649,000, so there is an entry point below the median for buyers watching their budget.
What do homes cost in Harbor Bluffs?+
Active listings range from $649,000 to $4,690,000, and homes average about $599 per square foot on a median size of 2,582 square feet. Over the last 12 months, 35 homes actually sold at a median of $870,000, which reflects where deals are closing versus asking prices.
How is the market in Harbor Bluffs right now?+
There are 11 active listings and homes are selling at a median of 31 days on market. With sellers averaging 96% of asking across 35 sales in the past year, it's a stable market where well-priced homes move without dragging. Neighboring areas like Palm Hill can offer additional options if inventory feels tight.
What about HOA fees and property taxes?+
HOA costs are minimal here, with a median of just $35 a month, so you're not carrying heavy association dues. Property taxes run higher given the price point — a median of $9,147 per year — which is worth factoring into your monthly budget.
Keep exploring
More Largo neighborhoods
Neighborhood boundary by edgeAI; listings matched to the polygon. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Harbor Bluffs homes, in your inbox
A daily digest of new Largo listings — straight from the MLS. Unsubscribe anytime.